Terms of use

Please read these terms before using HeyCash USA. [Have a qualified attorney review these terms before publishing.]

Last updated September 26, 2026

Agreement to these terms

These Terms of Use ("Terms") are an agreement between you and [Legal company name, LLC] ("HeyCash USA," "we," "us"). By using heycashusa.com (the "Site"), you agree to these Terms and to our Privacy Policy. If you don't agree, please don't use the Site.

Who can use the Site

You must be at least 18 years old and a resident of the United States to submit a loan request. You agree that information you provide is accurate, current and your own.

We are not a lender

HeyCash USA is not a lender, broker, credit services organization or agent of any lender, and does not make credit decisions. Submitting a request doesn't guarantee that you'll be contacted, approved or offered a loan, or any particular amount, rate or term. Lenders set their own terms, which depend on your state and credit. You're never obligated to accept an offer.

Loan requests and consent to share

When you submit our loan request form, you authorize us to share your information with [lending network name] and with lenders and partners in its network, who may review your request, check your credit and contact you by phone, email or text, as described in the consent on the form. Message and data rates may apply. You can opt out of texts by replying STOP.

Educational content only

Content, tools and calculators on the Site are for general educational purposes and are not financial, legal, tax or credit advice. Figures are estimates and may not reflect the terms you're offered. Laws, rates and products change; verify information with the provider or a qualified professional before making decisions.

Acceptable use

  • Don't submit false information or information about another person without their permission.
  • Don't copy, scrape or republish our content without written permission.
  • Don't interfere with the Site's security or operation.
  • Don't use the Site for any unlawful purpose.

Intellectual property

The Site's content, design, logos and code are owned by HeyCash USA or its licensors and are protected by law. You may view and print pages for personal, noncommercial use.

Third-party sites and services

The Site links to and works with third-party websites and services, including lenders. We don't control and aren't responsible for their content, products, terms or privacy practices.

Disclaimers and limitation of liability

The Site is provided "as is" and "as available," without warranties of any kind to the extent permitted by law. To the fullest extent permitted by law, HeyCash USA is not liable for indirect, incidental, special or consequential damages arising from your use of the Site or any third-party product. [Attorney to confirm liability cap and indemnification language.]

Governing law and disputes

These Terms are governed by the laws of [State], without regard to conflict-of-law rules. [Attorney to specify dispute resolution, venue and any arbitration terms.]

Changes and contact

We may update these Terms and will change the date at the top when we do. Continued use means you accept the updated Terms. Questions: [email protected].

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